Headlines
Twentieth Branch of BJS at Mekhliganj in Coochbehar. || Portfolio surpassed Rs.27 Crore. || More than 27,000 active members. || Sixteen Financial Partners. || Eight Public Sector Banks as Financial Partners. || CoCA Grade “A” || Rating Grade “MFI 3+”

Welcome to BJS

Thank you very much for visiting the website of BJS. It gives us immense pleasure to present this website for sharing the information of our organization with you.

BJS began its noble journey in the year 2006 as a Non Government, Non- Profitable organization for poverty alleviation and women empowerment. It is registered under West Bengal Societies Registration Act XXVI of 1961.

Over the years BJS could maintain a steady growth of the services and placed itself in a reputed position in the industry. BJS grew due to its strong determination, commitments, hard work and very honest appeals to its holistic task. Above all these achievements would not been possible if the clients could not keep trust and faith on our commitments to them.

In this outset we would like to convey our heartiest thanks to all clients, lenders, patrons, and well wishers for their continuous support. Our heartiest thanks to all the staff members for their hard work, commitments and devotions.

Our Services Encompass

BJS has started its operation with the mission of holistic development towards the weaker section specially for women. BJS uses Microfinance as a tool for poverty alleviation and empowerment of women of poorest section of the society. Its mandate is to support the poor community, especially women to support them in attaining their self-sufficiency and economic empowerment. In order to do this BJS has adopted a methodology of developing Groups with target women in both rural and urban areas. BJS then disburse loans among these members in small scale for developing their respective income generating activities.

Apart from the poverty alleviation program BJS is currently involved in implementing some important development programs under social development programme. All these programs are inter-related with its core program of microfinance because BJS feels from its experience that only economic development is not the key to uplift the conditions of our target group of people, but they should be empowered with other social arenas too. Therefore, BJS has started the following social activities and running all those projects successfully.

  1. Non formal school program for children through BJS Shiksaniketan
  2. Employment generation through BJS Handicrafts
  3. Uplifting the condition of Ultra poor through Targeting Hardcore Poor
  4. For smart financial management BJS School of Financial Literacy
  5. Environmental protection via  Water & Sanitation, Green Energy
  6. Improve health and hygiene through Medical Camps and Awareness Campaigns

It is our dream that one day poverty will be eliminated fully from every part of India and all people will lead happy life. We strongly believe and hope that this dream will come true.

Some Memories of BJS

 Sir Fazle Hasan Abed, Founder, KCMG and Chairman, BRAC interacting with our CEO Shri Bishwajit Das
Sir Fazle Hasan Abed, Founder, KCMG and Chairman, BRAC interacting with our CEO Shri Bishwajit Das
 Shri Bishwajit Das, CEO of BJS fondly greetings Noble laureate Dr. Md. Yunus
Shri Bishwajit Das, CEO of BJS fondly greetings Noble laureate Dr. Md. Yunus
Shri Chandra Shekhar Ghosh, CMD, Bandhan addressing the Lenders' Meet of BJS
Shri Chandra Shekhar Ghosh, CMD, Bandhan addressing the Lenders' Meet of BJS
Shri Bishwajit Das, CEO of BJS presenting the Development plan of BJS in Lenders' Meet
Shri Bishwajit Das, CEO of BJS presenting the Development plan of BJS in Lenders' Meet
Shri Chandra Shekhar Ghosh, MD of Bandhan Bank at BJS H.O. with BJS, Staff
Shri Chandra Shekhar Ghosh, MD of Bandhan Bank at BJS H.O. with BJS, Staff
 Executive Committee Members in the AGM
Executive Committee Members in the AGM
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News Update

Our Achievements

As on 20th July 2016
No. of Branches : 21
No. of Districts : 5
No. of Blocks : 36
Total Staff Strength : 108
No. of Frontline Staff : 61
No. of Active Groups : 1,575
No. of Active Members : 27,472
No. of Active Borrowers : 24,203
Cummulative Loan Disbursed (in Lakhs) : 14,171.47
Loan Portfolio (in Lakhs) : 2,708.81
Average Disbursed Loan Size : 12,373
Portfolio At Risk : 0.03%
No. of Loans per Credit Officer : 397

 

Where We Work

Made By Our Clients

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