Headlines
Fifteenth branch of BJS at Mathabhanga, Cooch Behar. || Portfolio surpassed Rs.20 Crore. || More than 23,000 active members. || Fifteen Financial Partners. || Seven Public Sector Banks as Financial Partners. || CoCA Grade “A” || Rating Grade “MFI 3+”

Welcome to BJS

Thank you very much for visiting the website of BJS. It gives us immense pleasure to present this website for sharing the information of our organization with you.

BJS began its noble journey in the year 2006 as a Non Government, Non- Profitable organization for poverty alleviation and women empowerment. It is registered under West Bengal Societies Registration Act XXVI of 1961.

Over the time BJS could maintain a steady growth of the services and placed itself at a reputed position in the industry. BJS grew due to its strong determination, commitments, hard work and very honest appeals to its holistic task. Above all these achievements were not possible if the clients could not keep trust and faith on our commitments to them.

In this outset we would like to lender our heartiest thanks to all clients, lenders, patrons, and well wishers for their continuous support. Our heartiest thanks to all the staff members for their hard work, commitments and devotions.

Our Services Encompass

BJS has started its operation with the mission of holistic development towards the weaker section speacialy for women. BJS uses Microfinance as a tool for poverty alleviation and empowerment of women of poorest class of the society. Its mandate is to support the poor community, especially women to support them in attaining their self-sufficiency and economic empowerment. In order to do this it has adopted a methodology of developing Groups of target women in both rural and urban areas. BJS then disburse loans among these members in small scale for developing their respective income generating activities.

Apart from the poverty alleviation program BJS is currently involved in implementing some important development programs under Social Performance Management. All these programs are inter-related with its core program of microfinance because BJS feel from its experience that only economic development is not the key to uplift the conditions of our target group of people, but they should be empowered with other social factors too. Therefore, BJS has started the following social activities and running all those projects successfully.

  1. Non formal school program for children through BJS Shiksaniketan
  2. Employment generation through BJS Handicrafts
  3. Uplifting the condition of Ultra poor through Targeting Hardcore Poor
  4. For smart financial management BJS School of Financial Literacy
  5. Environmental protection via  Water & Sanitation, Green Energy
  6. Improve health and hygiene through Medical Camps and Awareness Campaigns

It is our dream that one day poverty will be eliminated fully from every part of India and all people will lead happy life. We strongly believe and hope that this dream will come true.

Some Memories of BJS

 Dr. Fasle Hasen Abed, Founder and Chairman, BRAC interacting with our CEO Sri Bishwajit Das.
Dr. Fasle Hasen Abed, Founder and Chairman, BRAC interacting with our CEO Sri Bishwajit Das.
 Dr. Md Yunus fondly greeting CEO of BJS, Sri Bishwajit Das
Dr. Md Yunus fondly greeting CEO of BJS, Sri Bishwajit Das
Lenders Meet
Lenders Meet
Bishwajit Das, CEO, BJS
Bishwajit Das, CEO, BJS
C. S. Ghosh, MD of Bandhan Bank at BJS, H.O with BJS, Staff
C. S. Ghosh, MD of Bandhan Bank at BJS, H.O with BJS, Staff
 Executive Committee Members
Executive Committee Members
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News Update

Our Achievements

As on 11th February 2016
No. of Branches : 15
No. of Districts : 5
No. of Blocks : 30
Total Staff Strength : 90
No. of Frontline Staff : 49
No. of Active Groups : 1,377
No. of Active Members : 23,995
No. of Active Borrowers : 21,801
Cummulative Loan Disbursed (in Lakhs) : 11,592.55
Loan Portfolio (in Lakhs) : 2,024.56
Average Disbursed Loan Size : 11,576
Portfolio At Risk : 0.03%
No. of Loans per Credit Officer : 445

 

Where We Work

Made By Our Clients

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