Portfolio surpassed Rs.43 Crore || Twenty-seventh Branch of BJS at Saheberhat in Cooch behar district || Seventeen Financial Partners. || Nine Public Sector Banks as Financial Partners. || CoCA Grade “M4C2” || Rating Grade “MFI 3+”

Management Team

BJS has a very skilled and devoted Management Team. The members of the team at field level as well as Head Office are fully motivated to make the vision of organization a success. Their commitment and loyalty towards the organization are the key ingredients to drive the organization forward.


Bishwajit Das

Founder & Chief Executive Officer

In 2006, Shri Das started his journey with a vision to contribute to the society through poverty alleviation and women empowerment. His strong leadership led BJS to become an organization having a high level of social reputation. His vast knowledge in Microfinance and Social Development, untiring effort and strong commitment is the key to the every stage of the success of BJS mission. A Master in Commerce Mr. Das has a keen interest in Microfinance and has a total experience in the arena for more than 26 years. He has work experience in other leading organizations too. Through his long path in microfinance he has received a good number of trainings from reputed organizations like – UNITUS (Global Microfinance Accelerator), Access Development Services, ABN AMRO, Planet Finance etc.



Tapan Kr. Das

Tapan Kumar Das

Head Operations

Shri Tapan Kumar Das has more than 31 years of experience in NGO-MFI sector in renowned organizations. He has working experience in the sector as head of the projects in foreign countries too. He is an M. Com and done a certificate course on Management Skills for Rural Development in The Reading University, U. K.


Business Development

C. Ranjan Barai

C. Ranjan Barai

Head Business Development

Shri Ranjan has more than 21 years of banking experience in different Managerial capacities including working in a foreign bank. He has few years of experience of working in microfinance operation. He is an M. Pharm.


 Internal Audit

Santanu Sengupta

Head Internal Audit

19 years of working experience in international development organization. He has vast experience in financial management including audit and administration in development sector in different managerial capacities.




Apurba Lal Mondal

Senior Manager Internal Control

An arts graduate Shri Apurba Lal Mondal has a working experience with micro finance sector for long 13 years. His vast exposure both in micro finance and rural development is being used for capacity building of the junior level employees.



Sharmistha Nandy

Head Administration

Ms. Sharmistha Nandy is a B.Com having working experience of 8 years in an Engineering college.Her administrative experiences is being useful to maintain office discipline at head office.


BJS Picnic- 2014

News Update

Our Achievements

As on 30thApril  2019
No. of Branches : 27
No. of Districts : 6
No. of Blocks : 48
Total Staff Strength : 147
No. of Frontline Staff : 92
No. of Active Groups : 2,232
No. of Active Members : 28,718
No. of Active Borrowers : 24,424
Cummulative Loan Disbursed (in Lakhs) : 34,683.53
Loan Portfolio (in Lakhs) : 4,073.37
Average Loan Size on outstanding : 16,678
On time Repayment Rate : 99.96%
Amt. of Loans Outstanding per Credit Officer : 44.28

Where We Work