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Pottery in the Making

Our Products


Brief Description

This loan product is exclusively designed for the poor women in undeserved areas who engaged in self-employment and small income generating activities but do not have enough own capital to run the activities.

Interest & Fees

Rate of Interest:  26.00%

Processing Fees:  1% on loan amount

Insurance Fees: 1.008% on loan amount (Borrower + CO Borrower)

GST:  18% on processing fees

Mode of Repayment

Weekly/Fortnightly/monthly as per borrower choice

Product Information
Loan Product Name
Lending Methodology



Individual (through Group)

Target Clients
Criteria of a client
  • Women who are engaged in income generating activities.

  • In rural areas, the women who are engaged as small farmer, allied agriculture activities, food processing, petty trading etc.

  • In urban areas, the women who are engaged in more diverse activities like shopkeepers, service providers, street vendors, artisans etc.

  • The above mentioned women who engaged in small income activities.

  • Between 18-58 years old

  • Should have a income generating activity

  • Household income should not be more than ₹1,25,000 & ₹2,00,000 per annum in rural and urban areas respectively.

  • Not have outstanding account with more than one MFI.

  • Total indebtedness should not exceed ₹1,25,000


  • Agriculture – Paddy, Wheat, Jute, Vegetable cultivation

  • Agriculture Allied – Dairy, Poultry, Fishery, Duckery, Piggery, goatery etc.


  • Small business – Grocery, Stationery, Ready made Garments, Tea stall, Food stall, Electronic & Electrical, Mobile shop etc.

  • Small Transport – Van, Rickshaw etc.

  • Service – Laundry, Saloon, Cobbler, bookbinding repairing shop etc.

Loan Ceiling
Subsequent increase amount
  • Maximum: ₹40,000

  • Minimum: ₹5,000

  • Maximum : One year

  • Minimum: One Year

Maximum ₹20,000 (from previous loan amount depends on evaluation marks)

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